Car accidents in South Australia
South Australia has a regulated CTP scheme with a choice of insurer. This page covers what is specific to SA.
If anyone is seriously injured or in immediate danger, call Triple Zero (000) now.
Crash Guide is not an emergency service.
Call Triple Zero (000)Personal injury cover
CTP insurance in South Australia covers personal injury arising from a motor vehicle accident and is regulated by the state CTP Insurance Regulator. Vehicle owners select a CTP insurer at registration.
Reporting a crash
South Australia Police publish the circumstances in which a crash must be reported, including injury and property damage thresholds.
If someone was injured in SA
The South Australian CTP scheme material sets out how injury claims are made, which insurer to contact and the time limits that apply.
Reporting a crash in SA
Check current SA Police guidance for reporting requirements and the reporting channels available.
The steps are the same everywhere
What differs between states is the injury scheme and the reporting rules. What to do at the scene does not.
Sources
Crash Guide checks state rules against primary government and regulator sources. If something below has changed, tell us and we will correct it.
- South Australian CTP insurance scheme — CTP Insurance Regulator (South Australia) (SA)Checked 10 September 2026
- Australian Financial Complaints Authority — AFCAChecked 10 September 2026
Last reviewed 10 September 2026. Crash Guide does not restate legislation — always check the primary source above for the current rules in South Australia.