Car accidents by state and territory

Queensland CTP insurance covers personal injury arising from a motor vehicle accident. The scheme is regulated by the Motor Accident Insurance Commission (MAIC), and CTP is selected from licensed insurers when you register your vehicle.

CTP insurance in NSW — the green slip — covers personal injury from a motor accident. The scheme is regulated by the State Insurance Regulatory Authority (SIRA), which publishes how claims are made and what benefits are available.

The Transport Accident Commission (TAC) administers Victoria's transport accident scheme, funded through a charge collected with vehicle registration. It covers treatment and support for people injured in transport accidents, and it operates differently from CTP schemes in other states.

Motor injury insurance in WA is provided through the Insurance Commission of Western Australia (ICWA) and is paid with vehicle registration. It covers personal injury arising from a motor vehicle crash.

CTP insurance in South Australia covers personal injury arising from a motor vehicle accident and is regulated by the state CTP Insurance Regulator. Vehicle owners select a CTP insurer at registration.

The Motor Accidents Insurance Board (MAIB) provides Tasmania's motor accident personal injury scheme, funded through a premium collected with vehicle registration. It provides benefits for people injured in motor accidents.

The ACT Motor Accident Injuries scheme provides benefits to people injured in motor accidents in the Territory. Vehicle owners choose an MAI insurer at registration, and the scheme is overseen by the ACT Government.

The Northern Territory Motor Accidents Compensation (MAC) scheme provides benefits to people injured in motor vehicle accidents in the Territory, on a no-fault basis, funded through vehicle registration.