Car accidents in the ACT
The ACT operates the Motor Accident Injuries (MAI) scheme. This page covers what is specific to the Territory.
If anyone is seriously injured or in immediate danger, call Triple Zero (000) now.
Crash Guide is not an emergency service.
Call Triple Zero (000)Personal injury cover
The ACT Motor Accident Injuries scheme provides benefits to people injured in motor accidents in the Territory. Vehicle owners choose an MAI insurer at registration, and the scheme is overseen by the ACT Government.
Reporting a crash
ACT Policing publish when a collision must be reported and how. Requirements depend on injury, failure to exchange details and the extent of damage.
If someone was injured in the ACT
The ACT MAI scheme material explains how to apply for benefits, what is covered and the time limits. Applications have early deadlines in the ACT scheme, so do not delay.
Reporting a collision in the ACT
Check current ACT Policing guidance for reporting requirements and channels.
The steps are the same everywhere
What differs between states is the injury scheme and the reporting rules. What to do at the scene does not.
Sources
Crash Guide checks state rules against primary government and regulator sources. If something below has changed, tell us and we will correct it.
- Motor Accident Injuries scheme — ACT Government (ACT)Checked 10 September 2026
- Australian Financial Complaints Authority — AFCAChecked 10 September 2026
Last reviewed 10 September 2026. Crash Guide does not restate legislation — always check the primary source above for the current rules in Australian Capital Territory.